When a natural disaster looms, OpenRoad supports owners who leave the danger zone with their classic car in tow.
In the past two decades, extreme weather events have become more common in the U.S. Wildfires have decimated towns in the West, hurricanes and superstorms have flooded states up the Eastern Seaboard and across the South, and Tornado Alley has expanded from the Great Plains into the Midwest. OpenRoad Insurance recognizes the increased threat to you and your property and wants to help. That’s why every policy has evacuation expense coverage: When Mother Nature is on the warpath, you can get your classic car out of the way without worrying about the cost.
OpenRoad Covers the Cost of Weather-Related Vehicle Relocation and Storage Needs
OpenRoad’s evacuation expense coverage gives policyholders some much needed peace of mind during a difficult time. When extreme weather poses a risk to your classic car, you can move it to a safe location and store it for up to 180 days on OpenRoad’s dime.
The reimbursement process is straightforward. The policyholder simply provides OpenRoad with receipts related to moving and storing their classic car and they’ll be compensated for the costs, up to $1,500 per incident.
You'll be hard-pressed to find a similar perk from a conventional auto insurance company. And while other classic car insurers offer evacuation expense coverage, they may charge you extra for this peace of mind. Not so with OpenRoad, where this benefit comes at no added cost.
OpenRoad Policies Offer Several Perks Beyond Evacuation Expense Coverage
Classic car owners with an OpenRoad policy enjoy far more than just evacuation expense reimbursement. Each policy includes all the essentials of standard auto insurance coverage: uninsured motorist coverage, comprehensive and collision insurance, personal injury protection, and medical compensation. But then it goes beyond that, guaranteeing a totaled-vehicle claim payout for the vehicle’s agreed value — determined by you and the insurer based on the car’s true market worth — rather than a depreciated vehicle value.
OpenRoad’s classic car coverage is also superior to standard auto insurance when it comes to fixing minor damage. For example, our policies specify that repairs should be carried out with OEM parts to ensure the car maintains its authenticity. Moreover, the car’s owner gets to pick the shop that performs the work, so they’ll have the utmost confidence that the job was done right.
Other benefits of an OpenRoad policy include coverage for tools, spare parts, and vehicles under construction as well as lockout reimbursement and zero-deductible windshield replacement.