Comprehensive Coverage for Collectors
No matter what kind of classic vehicle your clients drive, OpenRoad coverage includes many protections not available with your standard auto insurance, protections they may not have even known they needed.
The OpenRoad Difference
The right partner makes all the difference. OpenRoad gives your agency the tools, support, and confidence to grow.
- Dedicated Agency Development Manager
- Competitive new and renewal commissions
- Online portal for easy quote and policy management
- Online resource center with marketing materials, promotional items, and training resources available
- Downloadable commission statements
- Multiple book roll options available
- IVANS Downloads
It’s Easy to be Eligible for OpenRoad Insurance
How They Can Use Their Vehicle
- Designed for collector vehicles that are driven for enjoyment.
- Approved uses: car shows, club events, rallies, tours, and pleasure driving.
- Up to 7,500 miles annually may be considered, though 3,500 miles is more consistent with collector use.
- Daily driver use is not permitted (limited commuting may be considered).
Storing Their Vehicle
- Must be stored in a fully enclosed, secure structure: private garages, pole barns, car condominiums, or enclosed storage units.
- Possible alternatives include carports and parking garages with 24-hour security and restricted access.
- Not acceptable: street parking, parking lots, soft-sided or temporary structures.
Driver & Household Requirements
- All household drivers are subject to underwriting review.
- Minor violations or at-fault accidents may be acceptable; serious infractions (reckless driving, alcohol-related offenses) generally affect eligibility.
- Every licensed household driver must have their own separate daily-use vehicle.
- Motorcycles and public transportation do not qualify as daily-use vehicles.
Help Us Cover the Country One Mile at a Time.
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