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Comprehensive Coverage for Collectors

No matter what kind of classic or collector car your clients drive, OpenRoad coverage includes many protections not available with standard auto insurance, protections they may not know they even need.

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The OpenRoad Difference

The right partner makes all the difference. OpenRoad gives your agency the tools, support, and confidence to grow.

  • Dedicated Agency Development Manager
  • Competitive new and renewal commissions
  • Online portal for easy quote and policy management 
  • Online resource center with marketing materials, promotional items, and training resources available 
  • Downloadable commission statements 
  • Multiple book roll options available
  • IVANS Downloads
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It’s Easy to be Eligible for OpenRoad Insurance

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How They Can Use Their Vehicle

  • Designed for collector vehicles that are driven for enjoyment.
  • Approved uses: car shows, club events, rallies, tours, and pleasure driving.
  • Up to 7,500 miles annually may be considered, though 3,500 miles is more consistent with collector use.
  • Daily driver use is not permitted (limited commuting may be considered).

Storing Their Vehicle

  • Must be stored in a fully enclosed, secure structure: private garages, pole barns, car condominiums, or enclosed storage units.
  • Possible alternatives include carports and parking garages with 24-hour security and restricted access.
  • Not acceptable: street parking, parking lots, soft-sided or temporary structures.

Driver & Household Requirements 

  • All household drivers are subject to underwriting review.
  • Minor violations or at-fault accidents may be acceptable; serious infractions (reckless driving, alcohol-related offenses) generally affect eligibility.
  • Every licensed household driver must have their own separate daily-use vehicle.
  • Motorcycles and public transportation do not qualify as daily-use vehicles.

Vehicles We Cover

From Aston to 240Z, we’ve got the right protection for whatever your clients drive.

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Classic &
Collector Cars

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Muscle
Cars

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Modern Sports &
Performance Cars

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Modified
Vehicles

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Classic Trucks
& 4x4’s

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Antique
Vehicles

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Other
Vehicles

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View our coverages

Help Us Cover the Country One Mile at a Time.

Wyoming

STAY TUNED

West Virginia

COVERAGE AVAILABLE

Vermont

STAY TUNED

Wisconsin

COVERAGE AVAILABLE

Washington

STAY TUNED

Utah

COVERAGE AVAILABLE

Texas

COVERAGE AVAILABLE

Tennessee

COVERAGE AVAILABLE

Virginia

COVERAGE AVAILABLE

South Dakota

STAY TUNED

Rhode Island

STAY TUNED

South Carolina

COVERAGE AVAILABLE

Oklahoma

COVERAGE AVAILABLE

Oregon

COVERAGE AVAILABLE

Pennsylvania

COVERAGE AVAILABLE

Ohio

COVERAGE AVAILABLE

North Carolina

COVERAGE AVAILABLE

Michigan

COVERAGE AVAILABLE

New York

COVERAGE AVAILABLE

North Dakota

STAY TUNED

Missouri

COVERAGE AVAILABLE

Minnesota

COVERAGE AVAILABLE

Massachusetts

COVERAGE AVAILABLE

New Hampshire

STAY TUNED

Mississippi

COVERAGE AVAILABLE

Montana

COVERAGE AVAILABLE

Nevada

COVERAGE AVAILABLE

New Mexico

COVERAGE AVAILABLE

Nebraska

COVERAGE AVAILABLE

New Jersey

COVERAGE AVAILABLE

Louisiana

COVERAGE AVAILABLE

Maryland

COVERAGE AVAILABLE

Maine

STAY TUNED

Kentucky

COVERAGE AVAILABLE

Georgia

COVERAGE AVAILABLE

District of Columbia

STAY TUNED

California

STAY TUNED

Indiana

COVERAGE AVAILABLE

Illinois

COVERAGE AVAILABLE

Florida

STAY TUNED

Iowa

COVERAGE AVAILABLE

Kansas

COVERAGE AVAILABLE

Idaho

COVERAGE AVAILABLE

Connecticut

COVERAGE AVAILABLE

Delaware

COVERAGE AVAILABLE

Colorado

COVERAGE AVAILABLE

Alabama

COVERAGE AVAILABLE

Arizona

COVERAGE AVAILABLE

Arkansas

COVERAGE AVAILABLE

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