Modern Sports & Performance Cars
Modern Taste? We Got You Covered
Coverage Built for Sports & Performance Cars
Modern performance cars are hard to value. Some hold steady, some climbfast, and some sit flat for years before the market catches up to them. A Mercedes E55 AMG or a clean Porsche 996 may have been worth a fraction in 2015 of what it brings today, though the people who bought them already knew what they had. Standard auto insurance applies one depreciation schedule to all of them, which is why the number it produces rarely matches what your car is actually worth.
What Qualifies as a Sports or Performance Car
There's no age requirement. We insure cars off the showroom floor and cars that already made the turn. German sedans, Japanese lightweights, limited runs and special editions. What qualifies is how you own it: not your daily driver, stored securely, driven for enjoyment. Some owners detail more than they drive. Some point it at a good road every chance they get. Both are covered.
What Sports Car Insurance Covers
Agreed Value
Agreed Value settles your car's worth in writing before a claim, so a rising market works for you instead of against you. Update it anytime. In a category where a car can gain real money in a single season, waiting for renewal is how owners end up underinsured.
Automatic Coverage for New Purchases
Buying moves fast here. Every OpenRoad policy covers a new purchase for 30 days, up to $50,000, from the moment you take ownership. You can commit on a Saturday and sort out the paperwork Monday.
Zero Deductible Winshield Replacement
Modern performance glass is curved, often heated, frequently backordered, and never cheap, and it's one of the most common claims in this category. You pay nothing toward the replacement. OEM parts and your choice of repair shop come standard alongside it.
Why Insure Your Sports Car with OpenRoad
Specialty vehicles are all we write, so an Audi S4 never gets treated like a used sedan. Quotes take minutes and coverage can start the same day, which matters when you're buying an NA Miata that will be driven the entire first weekend you own it. 88% of clients surveyed would recommend us to a friend. After a claim, 97% would. Most insurers dread that survey. We don't.
There's Nothing Standard About Our Coverage
Because there’s nothing standard about your vehicle.
We’re collectors too, which is why we include all the protections you care about most.
All the Coverage,
None of the Hassle.
Every classic car insurance policy includes agreed value coverage, OEM parts, your choice of repair shop, and tools & spare parts protection. Standard, not upsold.
Service that Actually
Feels like Service.
Everybody says it. Almost nobody delivers it. We answer the phone when you call, and we stay on it until you have what you need. 88% of clients surveyed would recommend us to a friend. 97% after a claim. Our Google rating is 4.9. Real service, from real people who love cars.
Premium Protection
Without the Premium Price.
As collectors ourselves, we built the coverage we'd want on our own cars. The price reflects limited miles and secure storage, because that's how these cars are owned.
Our Coverages
Your vehicle is far more than the sum of its parts. Which is why our coverage is tailor made for collectors and enthusiasts.
Agreed Value Coverage
Agreed value coverage guarantees you and OpenRoad agree on your car's value upfront, so you're paid that exact amount in the event of a total loss. No depreciation, no surprises.
Tools & Spare Parts Coverage
$1,000 of comprehensive coverage for your insured vehicle’s spare parts and tools.
Additional Coverages
We cover all the details you care about: replacement windshields, OEM parts, repairs at the shop of your choice, even the expense of an emergency evacuation.
Optional Coverages
Let you retain your sentimental salvage in the case of a wreck, and cover vehicles under construction.
Serious Coverage.
Simple Process.
Start your quote in minutes and see how much you could save.