Modified Car Insurance
Custom Coverage For Your Mod
Enthusiasts love to get in the garage and tinker. We know not every collector car looks the way it did rolling off the factory floor, and that's part of the fun. Modified vehicles can undergo a variety of alterations beyond their factory specs—which is why OpenRoad is proud to offer superior coverage for many Hot Rods, Street Rods, Resto Mods, Custom Cruisers, and even replicas.
The Types of
Modified Vehicles
We Love To Cover
There's Nothing Standard About Our Coverage
Because there’s nothing standard about your vehicle.
We’re collectors too, which is why we include all the protections you care about most.
All the Coverage,
None of the Hassle.
Complete and comprehensive protection, so you can stop worrying. You just focus on that perfect turn, we’ll cover the rest.
Service that Actually
Feels like Service.
We know it’s not just your car, it’s part of your family. That’s why our customer service is always prompt, responsive, expert, and empathetic.
Premium Protection
Without the Premium Price.
As collectors ourselves, we know every detail matters. OpenRoad’s coverage includes all the bells and whistles, priced with integrity.
Our Coverages
Your vehicle is far more than the sum of its parts. Which is why our coverage is tailor made for collectors and enthusiasts.
Agreed Value Coverage
Agreed value coverage guarantees you and OpenRoad agree on your car's value upfront, so you're paid that exact amount in the event of a total loss. No depreciation, no surprises.
Tools & Spare Parts Coverage
$1,000 of comprehensive coverage for your insured vehicle’s spare parts and tools.
Additional Coverages
We cover all the details you care about: replacement windshields, OEM parts, repairs at the shop of your choice, even the expense of an emergency evacuation.
Optional Coverages
Let you retain your sentimental salvage in the case of a wreck, and cover vehicles under construction.
Serious Coverage.
Simple Process.
Start your quote in minutes and see how much you could save.