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OpenRoad’s Coverage Is Built For Classic and Collectible Vehicles

COVERAGE
DESCRIPTION
STANDARD INSURANCE
Auto Liability Protection
Protection if you unintentionally cause damage or injuries to other cars or people while you're on the road.
Uninsured / Underinsured Motorist
Covers damages when the at-fault driver has no insurance or insufficient coverage.
Personal Injury & Medical Payments
Pays medical expenses from car accidents regardless of fault, mainly in no-fault states.
Comprehensive & Collision
Covers vehicle damage from theft, vandalism, natural disasters, falling objects, and collisions.
Collector Vehicle Expert Support
A team of auto enthusiasts, to guide you through every aspect of your auto insurance.
Agreed Value Coverage
OpenRoad will pay the full agreed value amount after a total loss; no surprises, no negotiations.
Repairs with OEM Parts
We cover repairs with OEM parts, preserving the authenticity and integrity of your ride.
Shop of Choice Repairs
Your OpenRoad policy allows you to hire the shop of your choice to oversee repairs.
Tools & Spare Parts Coverage
Our base policy includes up to $1,000 in coverage for direct and accidental loss or damage to spare parts and tools.
Evacuation Expense Reimbursement
Up to $1,500 to help with the costs to move and temporarily store your covered vehicle during a natural disaster.
Vehicle Under Construction Coverage
Protects vehicles being built or restored, covering both their increasing value and your tools.
Roadside Services Reimbursement
Reimbursement for towing, lockouts, & other services such as fuel delivery and battery jumps.
No Deductible Windshield
Covers full windshield repair or replacement cost without requiring a deductible.
Limited Fraud Coverage
Protects against fraudulent activities related to your collector car, such as theft of your car through forgery, false pretense, and identity theft.

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