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Vehicles We Cover

Vehicles We Cover

We love all collectible vehicles!

We love collectible vehicles!

OpenRoad covers many different types of collector vehicles including antiques, classics, muscle cars, modern sports cars, street rods, replicas, as well as custom cars & trucks. We even provide coverage for antique fire trucks, amphicars, military vehicles, and antique tractors!  Please be sure to Contact Us if you have questions about qualifying for our program.

Classic Car

Classic Cars & Trucks

Are you the proud owner a classic American muscle car like a Mustang, Camaro, Corvette, or similar? Are your Sundays spent cruising around in your 60’s or 70’s Bronco, vintage truck, or 50’s weekend chariot? OpenRoad has you covered. We love all classics and are proud to offer superior auto insurance coverage for all pre-1989 stock cars and trucks. With OpenRoad you’ll enjoy superior coverage across all the standard auto insurance protections as well as a suite of coverages built specifically for collector cars.

Modern Collectible Sports Car

Modern Collectibles

OpenRoad coverage isn’t just for classic and antique cars and trucks. Just because your cherished ride isn’t a 1960’s Mustang or a 1950’s cruiser doesn’t mean that it’s not a collectible. Is it a limited edition, special variant, or a prime example of a unique model pedigree? Most modern American muscle cars like Mustangs, Camaros, Corvettes, and Dodge sports cars qualify for OpenRoad’s superior coverage. So do many imports like Porsches, Aston Martins, as well as many special edition Audis, BMWs, Alpha Romeos, and more. We also offer coverage for many exotics. If it’s not your daily driver, it belongs on the road with OpenRoad.

Truck Under Construction

Under Construction

Are you currently working on a project car or truck? Are you pouring your blood, sweat, and love into a new build or restoration? OpenRoad's Vehicle Under Construction Endorsement was built specifically for these rides, covering them during the build or restoration process. This extra layer of protection covers both their value as well as many of the specialized automotive tools involved in the process. Vehicle Under Construction coverage is in addition to Spare Parts and Tools Coverage we include in every base policy. 

Antique Car

Antique Cars

Are you the proud owner of an antique car? At OpenRoad, we share your passion for these remarkable vehicles and understand their historical significance. These timeless cars and trucks transformed how we live, work, and play. The Antique Car Club of America defines an "antique," car as a vehicle over 25 years old that is fully restored to running order. Other definitions limit this designation to vehicles between 25 and 45 years old. Regardless of the label, what matters is that these antique vehicles are important to you and deserve the right insurance coverage to keep them on the road. Trust OpenRoad to provide the protection your cherished car needs.

Custom Car Hot Rod

Custom Cars & Trucks

Modified vehicles often undergo a variety of alterations beyond their factory specifications including aftermarket parts, custom paintwork, and various other modifications. Tailoring your ride to your own style is a great way of showing off your personality and requires time, money, expert resources, and an eye for design. OpenRoad is proud to offer superior coverage for many Hot Rods, Street Rods, Resto Mods, Custom Cruisers, and even replicas. While not all modifications qualify for coverage, we’ll consider many types of modified vehicles. Please be sure to contact us if you have questions about qualifying for our program.

Antique Fire Truck

Antique Fire Trucks 

As enthusiasts and collectors ourselves, we understand your passions and dedication to preserving history. These antique fire engines and trucks are often fan favorites at parades and classic car shows because of their rarity and historical significance. They serve as a reminder of our history and bring back fond memories for many enthusiasts. To qualify for our program, the vehicle must be privately owned, be 25 years or older, be in good working condition, and not be used for commercial purposes.

Collectible  Military Vehicles

Military Vehicles

At OpenRoad we understand that your cherished historic military vehicle is a symbol of our history, one we need to honor and never forget. These vehicles once protected a nation and the men and women of the armed forces. As the owner, you now serve as the caretaker for this history, preserving this important legacy. These vehicles deserve the right protection, one that honors their historical significance so that future generations can better understand where we’ve come from and all that we have achieved. With OpenRoad you have a partner in preserving this legacy. 

Antique Tractors

Antique Tractors

As enthusiasts and collectors ourselves, we understand your passions and dedication to preserving classic and antique tractors. That’s why we’ve built an insurance program specifically tailored to the needs of collectors like you. To qualify for our program, your cherished collectible must be at least 25 years old, be in good working condition or be in the restoration process, and must be fully retired from farming or utility use.


Does your vehicle qualify?

Does your vehicle qualify?


Coverage Built for Collector Vehicles

OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.

Coverage Built for Collector Vehicles

OpenRoad coverage includes many protections not available with your standard auto insurance, protections you actually need.

With All the Standard Protections

You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.

All the Standard Auto Insurance Protections

You’ll also enjoy superior coverage across all the standard auto insurance protections, but at a price you'll love.