DALLAS (Aug.19, 2026) — OpenRoad Insurance, a leading provider ofspecialized insurance for classic and collector vehicles and related coverages,announced today that it is now licensed in 40 U.S. states, up from 35 sinceMarch 2026, and reaching the milestone in two years since the company’s launch.
The latest states added to OpenRoadInsurance’s portfolio include: New York; New Hampshire; Vermont; NorthCarolina; and Delaware. New York represents a particularly significant additionas the company looks toward some of the nation’s largest collector car marketsfor its next phase of growth.
“Reaching 80percent of states in two years is a testament to the hard work of our productteam,” said Richard Hutchinson, chief executive officer of OpenRoad Insurance.“We built OpenRoad Insurance for the everyday car enthusiast who wants greatcoverage at a fair price, and an easier insurance experience.”
OpenRoadInsurance operates as a collector vehicle specialty insurer. The company'ssingular focus on this segment keeps overhead low and pricing competitive whileproviding best in class coverage.
Policies includeagreed-value coverage, under which OpenRoad Insurance and the policyholderagree on a vehicle's value at the time the policy is written, ensuring a totalloss is paid at the full, predetermined amount rather than a depreciated marketvalue. Policyholders may revise their agreed value at any time, allowingcoverage to reflect a vehicle's appreciation or a completed restoration ratherthan being fixed until renewal. Additional protections include emergencyevacuation expenses, tools and spare parts coverage, coverage for vehiclesunder construction, and others.
Eligibilitycenters on vehicle use. Vehicles from 1989 or earlier are broadly eligible,while newer vehicles are evaluated for enthusiast traits — convertible ortwo-door body styles, performance or aesthetic upgrades — and usage patterns.OpenRoad Insurance offers easy-to-understand categories of insured vehicles,which include: classic and collector cars; modern sports and performance cars;muscle cars; classic trucks and 4x4’s; antique vehicles; modified vehicles; andother vehicles, such as vintage tractors, fire trucks and more.
Texas, home toOpenRoad Insurance's Dallas headquarters, remains its largest state by insuredvolume. The company plans to expand into 48 continental states.
“The collectorcar market is much larger than the high-value segment that often gets theattention. The hobby is accessible to many,” Hutchinson said. “We builtOpenRoad Insurance with that opportunity in mind. Forty states give ustremendous reach today, and we believe our opportunity ahead is significantlylarger.”
To learn moreabout OpenRoad Insurance, view all coverage available at https://www.openroadautoinsurance.com/insurance,or contact your agent.
About OpenRoad Insurance
OpenRoad Insurance is a provider of classic carinsurance coverage for classic and modern collector vehicles. Backed by GriffinHighline Capital, OpenRoad Insurance was named one of the best classic carinsurance companies in 2026 by CNBC. With approximately 10,000 agent partnersacross 40 states, OpenRoad Insurance provides automotive enthusiasts premiuminsurance coverage at a fair price in partnership with National InterstateInsurance Company, a leading property and casualty insurer focused on thetransportation industry rated "A+" (Superior) by A.M. Best. For moreinformation, visit https://www.openroadautoinsurance.com.